Top of main content

Managing debt

Guides to help reduce debts and start saving so you can take control of your finances

Setting a path ahead


雅博体育appSmallest debt first or the most expensive? See what to consider.


雅博体育appWays to reduce the amount you owe without dramatically changing your spending.


雅博体育appLists the actions you can take to improve your credit score.

Making decisions about borrowing


Look at when you may want to focus on debts and when it could be worth prioritising your savings.


雅博体育appSee the benefits and considerations of both, as well as when each may suit.

Getting back on top of things


雅博体育appReaching out to the right people at the right time can help you get back on track.

Managing your money

Manage your HSBC UK accounts easily and securely at any time on compatible devices.

See what you can do through online and mobile banking without leaving home.

Additional information

Seeking help

If you’re an HSBC customer and you’ve missed a payment or are worried about missing one in the future, call our team of specialists on 0345 850 0622 to get a helping hand.

Lines are open:

08:00-21:00, Monday to Thursday

雅博体育app08:00-18:00 on Fridays

08:30-16:00 on Saturdays

雅博体育appPlease note, lines will not be open on Christmas Day, Boxing Day and New Year's Day.

Further guidance

雅博体育appThere are a number of independent organisations who can provide help and give general advice about managing money.

You can find out about free independent money advisers in your area from:

  • Citizens Advice -
  • AdviceUK -


雅博体育appThe following helpline services can offer help and advice:

  • National Debtline -
  • StepChange Debt Charity -
It’s easy to get in touch online. Talk to us directly through our chat channels.